Your finances,
finally clear.
Every account, budget, and crypto holding in one place. Smart insights, gentle reminders, and a dashboard that actually makes sense — online or off.
iPhone (iOS 18+) · Android coming soon
Total balance
$0
+2.4%Grocery Market
Food
Salary
Income
Spotify
Bills
The whole picture
Everything, working together
Not a wall of features—an app where tracking, planning, and growing your money all live in one place.
Multi-account tracking
Unlimited accounts—cash, bank, cards, crypto. Every balance, transfer, and category in one dashboard.
Smart insights
AI-powered charts reveal where your money really goes—by category, period, and account.
Monthly budget
$1,360 of $2,000 used
On track
Plans, loans & deposits
Set budgets, track loans and savings, and let recurring reminders keep you on schedule.
Bitcoin
BTC · live quote
Crypto & exchange rates
Live crypto quotes alongside 150+ currencies. Traditional and digital assets, one screen.
Streaks & gamification
Achievements, streaks, and shared spaces turn good habits into something you stick with.
Receipts & barcode scan
Snap receipts and scan barcodes for instant entry. Captured offline, synced later.
Offline first
Add and edit anywhere—no signal needed. Changes queue and sync automatically.
Secure & private
Passcode, Face ID, and encryption. We never sell or share your information.
Reminders & notifications
Bill reminders, custom alerts, and due-date nudges keep you ahead of every payment.
Get started fast
How it works
Three simple steps to take control of your money.
Sign up in seconds
Create an account with email or sign in with Apple. No credit card required. Your data is encrypted and stays private.
Add your accounts
Create accounts for cash, bank, cards, or crypto. Add transactions manually or scan receipts. Syncs across your devices.
Track and grow
See spending by category, set budgets, track loans and deposits. Get insights and reminders. Works offline—add transactions anywhere.
Made for you
Built for how you live
Whether you freelance, share finances, invest in crypto, or travel—CostCalculator adapts to you.
For freelancers
Track income from multiple clients, separate business and personal expenses, and stay on top of invoices and taxes.
For families
Create shared spaces to manage household budgets together. Split expenses, track groceries, and plan for goals as a team.
For crypto holders
Track crypto alongside traditional accounts. Live quotes, multiple wallets, and one dashboard for all your assets.
For travelers
Works offline—log expenses on the go. Multi-currency support and exchange rates keep you accurate wherever you are.
Why us
Why CostCalculator?
We built the app we wanted to use—simple, powerful, and respectful of your privacy.
Built for mobile
Native iPhone app available today, with Android on the way. Fast, responsive, and designed for life on the go.
Available in 3 languages
Available in English, Georgian, and Russian. More languages on the way. Your money, your language.
Full data ownership
Export your data anytime. Delete your account and all data with one tap. We never sell or share your information.
What's included
- Unlimited accounts and transactions
- Categories, tags, and custom templates
- Loans, deposits, and recurring payments
- Crypto tracking and live exchange rates
- Receipt photos and barcode scanning
- Offline support with automatic sync
- Passcode, Face ID, and biometric lock
- Excel export and backup
Privacy by design
Security & privacy
Your financial data deserves the highest protection. We take that seriously.
Encrypted & secure
Your data is encrypted at rest and in transit. We use industry-standard security practices to keep your financial information safe.
Passcode & Face ID
Protect access with passcode or biometrics. Your app stays locked when you're not using it—no one else can see your finances.
Export or delete anytime
Export your data to Excel anytime. Delete your account and all data with one tap. We never sell, share, or monetize your information.
No ads, no tracking
We don't track you across the web or sell your data to advertisers. Your financial life stays private.
Price Breakdown Calculators (With Real Examples)
When people search for costs online, they’re not just looking for a number—they want to understand what makes up that number. That’s where price breakdown calculators win. Instead of vague estimates, they show: where the money goes how each factor affects the total how to reduce costs intelligently In this guide, you’ll learn how price breakdown calculators work—and see real examples you can use immediately.
Read more50 Expenses You Can Cut (Ranked by Impact)
50 Expenses You Can Cut (Ranked by Impact)
Read moreHow to Cut Expenses When You’ve Already Cut Everything
It’s one of the most frustrating financial situations: You’ve canceled subscriptions. You cook at home. You don’t splurge. And yet… you still feel like there’s nothing left to cut. So what now? This guide is for exactly that situation — when traditional budgeting advice stops working, and you need smarter, deeper strategies to regain control.
Read moreHow to Calculate Your Monthly Expenses (Step-by-Step Guide + Free Tool)
Most people underestimate their monthly expenses by 20–30%, which leads to overspending, stress, and difficulty saving money. In this guide, you’ll learn exactly how to calculate your monthly expenses step by step — and how to use that number to take control of your finances.
Read moreHow to Find Hidden Expenses in Your Budget
Most people don’t have a budgeting problem — they have a visibility problem. You might feel like you’re not spending that much, but somehow your money disappears every month. You’re not alone.
Read moreHow to Start Budgeting From Scratch (Beginner Guide)
This guide will walk you step by step through how to start budgeting from scratch — even if you’ve never tracked a single expense before.
Read moreEarly reactions
Loved by focus groups
See what people are saying about CostCalculator.
“Finally an app that lets me track everything in one place. The offline support is a game-changer when I travel.”
Alex
Freelance designer
“We use the shared space for our household budget. So much easier than spreadsheets—and it works on our phones.”
Maria
Parent of two
“I track my crypto and bank accounts together. The exchange rates are always up to date. Exactly what I needed.”
David
Crypto enthusiast
Good to know
Frequently asked questions
Everything you need to know about CostCalculator.
View all FAQsCostCalculator offers a free tier with core features. We may introduce optional subscriptions or ads in the future to support development. Any changes will be communicated clearly—we're committed to transparent pricing.
Absolutely. Your data is encrypted and stored securely. We never sell or share your information. You can export your data anytime or delete your account and all data with one tap. The app supports passcode lock and Face ID for extra protection.
Yes. CostCalculator is offline-first. You can add and edit transactions without internet. Changes queue locally and sync automatically when you're back online. Your data is never lost.
You can track any currency—we support 150+ exchange rates. For crypto, you can add holdings and see live quotes. All traditional and digital assets are managed in one place.
CostCalculator is live on iPhone (iOS 18+) and an Android version is in the works—launching soon on Google Play. An iPad version may follow after that.
You can export your transactions to Excel from within the app. Your data stays yours—export anytime for backup or analysis.
App Store · Google Play
Ready to take control?
Join thousands who manage their money smarter. Free to start. Simple, transparent pricing.
iPhone (iOS 18+) · Android coming soon