iPhone & Android

Your finances.
Under control.

Track expenses across accounts, manage budgets with smart insights, invest in crypto, and reach your goals. One app for everything.

Free to startWorks offlinePrivacy firstTransparent pricing

iPhone (iOS 18+) · Android coming soon

How it works

Three simple steps to take control of your money.

01

Sign up in seconds

Create an account with email or sign in with Apple. No credit card required. Your data is encrypted and stays private.

02

Add your accounts

Create accounts for cash, bank, cards, or crypto. Add transactions manually or scan receipts. Syncs across your devices.

03

Track and grow

See spending by category, set budgets, track loans and deposits. Get insights and reminders. Works offline—add transactions anywhere.

Everything you need

One app to track, plan, and grow your finances. Powerful tools with simple, transparent pricing.

Multi-account tracking

Create unlimited accounts—cash, bank, cards, crypto. See all balances, transfers, and spending in one dashboard. Categorize transactions and add tags.

Smart insights & analytics

Charts by category, time period, and account. AI-powered insights help you understand spending patterns. Export to Excel for deeper analysis.

Plans, loans & deposits

Set budget plans with expenses. Track loans and savings deposits. Recurring transactions and bill reminders keep you on top of payments.

Crypto & exchange rates

Track crypto holdings with live quotes. View exchange rates for 150+ currencies. One app for traditional and digital assets.

Receipts & barcode scan

Attach receipts to transactions. Scan barcodes for quick entry. Works offline—data syncs when you're back online.

Offline first

Add and edit transactions without internet. Changes queue and sync automatically. Never lose data when traveling or in low-signal areas.

Secure & private

Passcode lock and Face ID. Biometric auth for quick access. Your data is encrypted. We don't sell or share your information.

Reminders & notifications

Bill reminders, custom notifications, and push alerts. Stay on top of due dates and important financial events.

Gamification & spaces

Achievements and streaks keep you motivated. Create shared spaces with family or friends. Leaderboards for friendly competition.

Built for how you live

Whether you freelance, share finances, invest in crypto, or travel—CostCalculator adapts to you.

For freelancers

Track income from multiple clients, separate business and personal expenses, and stay on top of invoices and taxes.

For families

Create shared spaces to manage household budgets together. Split expenses, track groceries, and plan for goals as a team.

For crypto holders

Track crypto alongside traditional accounts. Live quotes, multiple wallets, and one dashboard for all your assets.

For travelers

Works offline—log expenses on the go. Multi-currency support and exchange rates keep you accurate wherever you are.

Why CostCalculator?

We built the app we wanted to use—simple, powerful, and respectful of your privacy.

Built for mobile

Native iPhone app available today, with Android on the way. Fast, responsive, and designed for life on the go.

Available in 3 languages

Available in English, Georgian, and Russian. More languages on the way. Your money, your language.

Full data ownership

Export your data anytime. Delete your account and all data with one tap. We never sell or share your information.

What's included

  • Unlimited accounts and transactions
  • Categories, tags, and custom templates
  • Loans, deposits, and recurring payments
  • Crypto tracking and live exchange rates
  • Receipt photos and barcode scanning
  • Offline support with automatic sync
  • Passcode, Face ID, and biometric lock
  • Excel export and backup

Security & privacy

Your financial data deserves the highest protection. We take that seriously.

Encrypted & secure

Your data is encrypted at rest and in transit. We use industry-standard security practices to keep your financial information safe.

Passcode & Face ID

Protect access with passcode or biometrics. Your app stays locked when you're not using it—no one else can see your finances.

Export or delete anytime

Export your data to Excel anytime. Delete your account and all data with one tap. We never sell, share, or monetize your information.

No ads, no tracking

We don't track you across the web or sell your data to advertisers. Your financial life stays private.

Tips & insights

Practical advice for managing your money smarter.

View all tips

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50 Expenses You Can Cut (Ranked by Impact)

50 Expenses You Can Cut (Ranked by Impact)

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How to Cut Expenses When You’ve Already Cut Everything

It’s one of the most frustrating financial situations: You’ve canceled subscriptions. You cook at home. You don’t splurge. And yet… you still feel like there’s nothing left to cut. So what now? This guide is for exactly that situation — when traditional budgeting advice stops working, and you need smarter, deeper strategies to regain control.

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How to Calculate Your Monthly Expenses (Step-by-Step Guide + Free Tool)

Most people underestimate their monthly expenses by 20–30%, which leads to overspending, stress, and difficulty saving money. In this guide, you’ll learn exactly how to calculate your monthly expenses step by step — and how to use that number to take control of your finances.

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How to Find Hidden Expenses in Your Budget

Most people don’t have a budgeting problem — they have a visibility problem. You might feel like you’re not spending that much, but somehow your money disappears every month. You’re not alone.

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How to Start Budgeting From Scratch (Beginner Guide)

This guide will walk you step by step through how to start budgeting from scratch — even if you’ve never tracked a single expense before.

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Loved by focus groups

See what people are saying about CostCalculator.

Finally an app that lets me track everything in one place. The offline support is a game-changer when I travel.

Alex

Freelance designer

We use the shared space for our household budget. So much easier than spreadsheets—and it works on our phones.

Maria

Parent of two

I track my crypto and bank accounts together. The exchange rates are always up to date. Exactly what I needed.

David

Crypto enthusiast

Frequently asked questions

Everything you need to know about CostCalculator.

View all FAQs

CostCalculator offers a free tier with core features. We may introduce optional subscriptions or ads in the future to support development. Any changes will be communicated clearly—we're committed to transparent pricing.

Absolutely. Your data is encrypted and stored securely. We never sell or share your information. You can export your data anytime or delete your account and all data with one tap. The app supports passcode lock and Face ID for extra protection.

Yes. CostCalculator is offline-first. You can add and edit transactions without internet. Changes queue locally and sync automatically when you're back online. Your data is never lost.

You can track any currency—we support 150+ exchange rates. For crypto, you can add holdings and see live quotes. All traditional and digital assets are managed in one place.

CostCalculator is live on iPhone (iOS 18+) and an Android version is in the works—launching soon on Google Play. An iPad version may follow after that.

You can export your transactions to Excel from within the app. Your data stays yours—export anytime for backup or analysis.

App Store · Google Play

Ready to take control?

Join thousands who manage their money smarter. Free to start. Simple, transparent pricing.

iPhone (iOS 18+) · Android coming soon